Bankruptcy and Medical Debt

We are bankruptcy attorneys located in Eastgate, Ohio.

Bankruptcies resulting from unpaid medical debt will affect nearly 2 million people this year, making health care the main reason for bankruptcy filings in the United States. Health care debt surpasses bankruptcies due to credit card debt and unpaid mortgages. Even having health insurance does not protect consumers from incurring massive medical debt. Even outside of bankruptcy millions of adults between the ages of 19 and 64 struggle with health care debt. If you think only Americans without health insurance face troubles, think again. There is an estimated 10 million adults with year-round health insurance that will still acculumate medical bills they can’t pay for this year. High-deducible insurance plans are requiring consumers to pay more out-of-pocket costs, this is a challenge to many households.

If you are struggling with medical debt, bankruptcy may be the solution for you.

What medical debts are dischargable through bankruptcy? All medical debt is discharable through bankruptcy. Hospital and emergency service providers cannot refuse you service in the future if you were to file for bankruptcy protection. However, family doctors can refuse you service in the future so would not want to file on them unless you were not going to use their services in the future. The same theory goes for your family dentist.

For more information check out our website at Keegan

If you are struggling with medical debt, we will be able to help you. Contact our Eastgate, Ohio office today for your free consultation with a bankruptcy attorney.