Won’t I get a better credit rating if I just go through a debt consolidation company? No, you will not. It will cost you less money and you will rebuild your credit rating faster if your file for Chapter 7 or Chapter 13. Be cautious if you are considering using a credit counselor or debt consolidation company. Also read about the problems of unscrupulous companies in the credit counseling industry and the action the IRS has taken against “non-profit” credit counseling groups following widespread abuse.
If you are considering these options you should contact our office today for your free consultation to discuss your individual situation. We offer a free consultation, fair fees, monthly payment plans and flexible hours.