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Choosing your bankruptcy attorney is as important as deciding to file for bankruptcy

We are bankruptcy attorneys located in Eastgate, Ohio.  We specialize in Chapter 7 and Chapter 13 bankruptcy filings.

ARE YOU THINKING OF FILING FOR BANKRUPTCY

Are you thinking of filing for bankruptcy.  Looking for an attorney to represent you through the process?  Calling around to get a fee?  Looking for the lowest fee around?  Just remember that you get what you pay for.  Bankruptcy is a very specific process and must be done correctly so that your case will go through and you will receive your discharge through your case.  You do not want any snags and want everything to go through smoothly.  It is stressful enough when everything goes just right let alone when things are messed up.  Some believe that bankruptcy is simple, so simple that they can even take care of it themselves.  This may have been the case in the past but since the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005 things are much more difficult and more precise.  It is not recommended that you attack this task on your own.

 

Trying to file for yourself will most likely cause you more headaches than you would like to endure.  So the decision to seek an attorney to help you through the process is the best one.  You will want to find an experienced attorney who specialized in bankruptcy.

OUR LAW OFFICE

At the Law Office of Keegan and Co Attorneys LLC we specialize in bankruptcy, this is our main focus of practice.  Our office has specialized in bankruptcy for over 25 years.  We can provide you with the expertise that will make your bankruptcy seem simple and before you know you will be on with your debt free life.

 

FREE CONSULTATION

At our office we will offer you a free consultation where you will be able to sit down and discuss your individual situation.  They will be able to advise you as to the best road for you to take on your financial journey.  Sometimes bankruptcy is the answer, sometimes it may not be the best decision.  The attorney will advise what is best for you.

At this free consultation the attorney will quote you a fee.  If you decide you want to move forward a small retainer will retain this office.  Once you have retained our office you will quit paying on bills you do not want to keep and refer your creditors to our office until your case is filed.  We will accept monthly payments until your case is filed.

MORE INFORMATION

For more information check out or website at Keegan  or call 513-752-3900 for your free consultation today!

At our Eastgate, Ohio bankruptcy office we will be able to help you get out of debt and get a fresh financial start!

 

Choosing your bankruptcy attorney is as important as deciding to file for bankruptcy

We are bankruptcy attorneys located in Eastgate, Ohio.  We specialize in Chapter 7 and Chapter 13 bankruptcy filings.

ARE YOU THINKING OF FILING FOR BANKRUPTCY

Are you thinking of filing for bankruptcy.  Looking for an attorney to represent you through the process?  Calling around to get a fee?  Looking for the lowest fee around?  Just remember that you get what you pay for.  Bankruptcy is a very specific process and must be done correctly so that your case will go through and you will receive your discharge through your case.  You do not want any snags and want everything to go through smoothly.  It is stressful enough when everything goes just right let alone when things are messed up.  Some believe that bankruptcy is simple, so simple that they can even take care of it themselves.  This may have been the case in the past but since the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005 things are much more difficult and more precise.  It is not recommended that you attack this task on your own.

 

Trying to file for yourself will most likely cause you more headaches than you would like to endure.  So the decision to seek an attorney to help you through the process is the best one.  You will want to find an experienced attorney who specialized in bankruptcy.

OUR LAW OFFICE

At the Law Office of Keegan and Co Attorneys LLC we specialize in bankruptcy, this is our main focus of practice.  Our office has specialized in bankruptcy for over 25 years.  We can provide you with the expertise that will make your bankruptcy seem simple and before you know you will be on with your debt free life.

 

FREE CONSULTATION

At our office we will offer you a free consultation where you will be able to sit down and discuss your individual situation.  They will be able to advise you as to the best road for you to take on your financial journey.  Sometimes bankruptcy is the answer, sometimes it may not be the best decision.  The attorney will advise what is best for you.

At this free consultation the attorney will quote you a fee.  If you decide you want to move forward a small retainer will retain this office.  Once you have retained our office you will quit paying on bills you do not want to keep and refer your creditors to our office until your case is filed.  We will accept monthly payments until your case is filed.

MORE INFORMATION

For more information check out or website at Keegan  or call 513-752-3900 for your free consultation today!

At our Eastgate, Ohio bankruptcy office we will be able to help you get out of debt and get a fresh financial start!

 

Life After Bankruptcy

We are bankruptcy attorneys located in Eastgate, Ohio.  We specialize in Chapter 7 and Chapter 13 Bankruptcy.

ARE YOU CONSIDERING BANKRUPTCY

Many people find themselves feeling unworthy, depressed or frightened when considering going through a bankruptcy.  People who experience this process are always worrying about how to take care of their debts.  Bankruptcy should be looked at as a way to move forward, and get things back on the right financial track.  There are many reasons that people get off the right financial track, job loss, divorce and medical expenses are just a few.  You should not feel unworthy, depressed or frightened at this experience, bankruptcy does not mean that you are a bad person, just that you are a good person in a bad financial situation.  In bankruptcy you can discharge all of your unsecured debts and get the fresh financial start you are looking for.

I as author of this blog and just a regular working person I have had to go through this experience myself in the past.  This was a result of the most common kind, job loss and medical debt.  Once I made the decision to file for bankruptcy I felt a great relief as before that I really did not know much about bankruptcy, or even that it existed as a financial option, as this was many years ago.  But the decision was the right one for my household.  I did use the Law Office of Keegan &Co Attorneys LLC as my representation at that time.  My bankruptcy went through easily and I have since been able to restore my credit rating higher than it has probably ever been.  Bankruptcy will not ruin your credit, but may actually improve your credit and the creditors may be more likely to extend you credit after bankruptcy because they know you cannot file again for another 8 years.

HOW TO REBUILD CREDIT AFTER BANKRUPTCY

The main objective to rebuilding your credit after bankruptcy is to pay all debts that you have reaffirmed on time.  Also any new debt that you incur you should also pay this on time and not allow any debt to go into collection.  Follow these rules and before you know it you will be able to obtain more credit.

Of course you do want to wait a while before you go out and try to get new credit which turns into debt.  Why would you want to create debt anyway when you just went through a process of getting rid of debt and you cannot do it again for another 8 years.  It is best to live on the cash that you make and not credit.  There is nothing wrong with living on what you make, that is called living within your means.  When you start buying things on credit you are basically living above your means.  If you can’t pay for it with cash, do you really need it?  These are the important questions you have to ask yourself.

 

MORE INFORMATION

For more information check out our website at Keegan

FREE CONSULTATION

Do not let the media and other sources make you feel unworthy when you decide bankruptcy is the only way out of your current financial situation.

At our office you can have a free consultation to sit down with an experienced bankruptcy attorney to discuss your options.

Contact our Eastgate, Ohio bankruptcy attorney today to see if bankruptcy is the answer to your financial worries.

BANKRUPTCY

We are bankruptcy attorneys located in Eastgate, Ohio.  We specialize in Chapter 7 and Chapter 13 bankruptcy filings.

BANKRUPTCY

People often shudder at the mention of the word bankruptcy.  From fears for growing debt to worrying that they’ll no longer be able to provide for their families, people have good reasons to be scared.  If this scares you, or you are experiencing this living horror, then this advise will be of use to you.

Alot of people find themselves needing to file bankruptcy, when they are unable to pay their bills.  If this sounds familiar, you should contact our office for your free consultation.  At this consultation the attorney will go over your individual case to see if bankruptcy is the solution for you, this is not something you just want to jump into.  Many people are frightened by bankruptcy and for good reason.  Filing for bankruptcy can be a very stressful and fearful experience, that is why it is important that you hire the right attorney for you.  Our office offers over 20 years of experience, we will treat you as a person and not just a number or a dollar sign.

 

There is no reason to stress over your debt.  Bankruptcy is designed to give you a fresh financial start.  Once you even just put down a retainer at this office you will then be able to have your creditors contact our office and we will let them know your plans for filing for bankruptcy.  This will slow down the phone calls that you have to take, which will reduce your stress level.  Many people feel immediate relief as soon as they retain this office and have made the decision to file for bankruptcy.

When Should I File?

Most do not have a choice of when will I file for bankruptcy protection.  But, you should not file if you feel that you will need to incur more debt in the near future, as then you will just be back in the same boat.  Medical debt is the main reason for bankruptcy filings in the United States.  If you have an ongoing medical condition that will cause you to continue to incur medical debt, you should wait as long as you can to file because as of the date your bankruptcy if filed no debts incurred afterwards can be included in your case.

If you are struggling with credit card debt and decide to retain this office to file for bankruptcy protection you must stop using your cards immediately.  The good thing is you can also stop making your monthly payments on your credit cards as well, this will give you a better cash flow in your budget.

 

 

There is light at the end of the tunnel.  You can get a fresh financial start.

For more information check out our website at Keegan

FREE CONSULTATION

Contact our Eastgate, Ohio Bankruptcy attorney today for your free consultation.  At this consultation the attorney can advise if bankruptcy is the right step for you!  We offer the free consultation, a small retainer fee and monthly payment plans!