Since 1992, our office has helped thousands of people protect their assets and eliminate overwhelming debt. Job loss, divorce, a medical emergency or other catastrophic events are usually why people see us. Millions of people have used the U.S. bankruptcy laws to get a fresh start. There are several myths about bankruptcy.
I WILL HAVE TO GIVE UP MY HOUSE AND CAR
The bankruptcy law provides for generous exemptions. Everyday, our clients use legal exemptions to protect their home and vehicles. Sit down with one of our attorneys to learn how your assets can be protected.
BANKRUPTCY WILL RUIN MY CREDIT FOREVER
Bankruptcy stays on your credit report for up to 10 years, but once the slate is clean after bankruptcy, you can start to rebuild your credit. In fact, many people enjoy stronger credit scores after filing. Bankruptcy clears debt and gives a fresh financial start. You are a better credit risk to many creditors after bankruptcy with your unsecured debts eliminated. You will be surprised at the amount of credit card offers you will receive after your bankruptcy filing. Creditors are willing to extend credit because they know you are debt free and cannot file again for some time. Keep in mind these offers will initially have high interest and fees. We recommend that you consider your budget, long term goals and needs carefully before taking on any new debt. Bankruptcy has helped millions of Americans get out of debt and bankruptcy can help you too.
BANKRUPTCY IS EXPENSIVE
Many people believe that bankruptcy will be too expensive. Bankruptcy is not free, but the fee is small compared to the amount of debt you will be discharging.
The office of Keegan & Company Attorneys offers a free consultation with an experienced attorney and discuss your unique situation. Our attorneys will go over all of your options and quote you a fee. Our offices are conveniently located in Eastgate and Middletown, Ohio. Call 513-752-3900 to set up your free consultation appointment.