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NEW BANKRUPTCY OFFICE

We are bankruptcy attorneys located in Eastgate, Ohio.  We specialize in Chapter 7 and Chapter 13 bankruptcy filings.

We are proud to announce the grand opening of our office in Centerville, Ohio.  The location of our new office is 

  • 533 Windsor Park Drive
  • LL Room 102
  • Centerville, OH  45459

We are proud to expand our practice to other areas of the city.  This office will specialize primarily in bankruptcy.  You can contact our office to make a free consultation at 1-937-483-4010.  You will be able to sit down with one of or experienced bankruptcy attorneys to discuss your individual situation.  If you decide to move forward a small retainer fee will get things started and we will then accept monthly payments until your fees are paid in full.

BANKRUPTCY CHAPTERS

Chapter 7 and Chapter 13 are the most common consumer bankruptcy filings.

Chapter 7 Bankruptcy is a total wipe out of all your unsecured debts.  You can discharge all of your unsecured debts through a Chapter 7 Bankruptcy.  If you have secured debts you wish to retain such as a vehicle or home, you may retain these debts.  You must continue to make your payments on secured items that you wish to keep and be current on your payments.  If you do not wish to keep your secured items you may also file on these debts and surrender your collateral through your bankruptcy case.  There are income requirements that you must pass to qualify for a chapter 7.  The best advise is to contact our office make an appointment for your free consultation to see if you qualify.

Chapter 13 bankruptcy is a re-payment plan.  Chapter 13 is available for you if your home is in foreclosure or your vehicle is about to be repossessed.  If you are behind on your home or vehicle under Chapter 13 you will have three to five years to make the payments.  You will also pay on a percentage of your unsecured debts.  There are no income requirements for Chapter 13, however, you do need to have income to qualify for Chapter 13 as you must make monthly payments to the Trustee.

Each situation is unique.  Nobody is the same.  To understand which chapter you would qualify for you need to make your appointment for your free consultation.  As stated above at this free consultation you will be able to sit down with one of our attorneys and figure out the best financial option for your individual situation.

MORE INFORMATION

For more information check out our website at Keegan

Call today for your free bankruptcy consultation.

Bankruptcy

We are bankruptcy attorneys located in Eastgate, Ohio.  We specialize in Chapter 7 and Chapter 13 bankruptcy filings.

BANKRUPTCY

People often shudder at the mention of the word bankruptcy.  From fears for growing debt to worrying that they’ll no longer be able to provide for their families, people have good reasons to be scared.  If this scares you, or you are experiencing this living horror, then this advise will be of use to you.

Alot of people find themselves needing to file bankruptcy, when they are unable to pay their bills.  If this sounds familiar, you should contact our office for your free consultation.  At this consultation the attorney will go over your individual case to see if bankruptcy is the solution for you, this is not something you just want to jump into.  Many people are frightened by bankruptcy and for good reason.  Filing for bankruptcy can be a very stressful and fearful experience, that is why it is important that you hire the right attorney for you.  Our office offers over 20 years of experience, we will treat you as a person and not just a number or a dollar sign.

There is no reason to stress over your debt.  Bankruptcy is designed to give you a fresh financial start.  Once you even just put down a retainer at this office you will then be able to have your creditors contact our office and we will let them know your plans for filing for bankruptcy.  This will slow down the phone calls that you have to take, which will reduce your stress level.  Many people feel immediate relief as soon as they retain this office and have made the decision to file for bankruptcy.

When Should I File?

Most do not have a choice of when will I file for bankruptcy protection.  But, you should not file if you feel that you will need to incur more debt in the near future, as then you will just be back in the same boat.  Medical debt is the main reason for bankruptcy filings in the United States.  If you have an ongoing medical condition that will cause you to continue to incur medical debt, you should wait as long as you can to file because as of the date your bankruptcy if filed no debts incurred afterwards can be included in your case.

If you are struggling with credit card debt and decide to retain this office to file for bankruptcy protection you must stop using your cards immediately.  The good thing is you can also stop making your monthly payments on your credit cards as well, this will give you a better cash flow in your budget.

There is light at the end of the tunnel.  You can get a fresh financial start.

For more information check out our website at Keegan

FREE CONSULTATION

Contact our Eastgate, Ohio Bankruptcy attorney today for your free consultation.  At this consultation the attorney can advise if bankruptcy is the right step for you!  We offer the free consultation, a small retainer fee and monthly payment plans!