How often can you file bankruptcy?

You may receive a full Chapter 7 discharge every 8 years.  However, if something arises in between you may file a Chapter 13.  You can then receive a full discharge if it has been 4 years since a Chapter 7 discharge.  However, you can still file Chapter 13 if 4 years have not passed and stop all interest and fees.  You may receive a full discharge in Chapter 13 every 2 years from filing date. 

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