Yes you can keep your car, that is if that is what you want to do. If you want to keep your vehicle you will need to be current on your payments and basically re-sign on your debt by signing a reaffirmation agreement. There is also a redemption option where a finance company could re-finace your vehicle for the current value if you are upside down on your vehicle.
If you have a free and clear title for your vehicle the exemption (the amount that can be protected) has just been increased to protect even more of your asset.
However, if you do not want to keep your vehicle you may surrender your vehicle through the Chapter 7 and not be held responsible for the debt owed.
Contact our office today to discuss your individual situation. We offer a free consultation, fair fees and monthly payment plans.